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Commercial Vehicle Insurance

Our unique insurance policy specifically designed for truck and lorry instructors. Enjoy a range of standard and optional covers and tailor to the need of your HGV driving school.

Up to 80% off the cost of standard truck insurance rates for LCV driving instructors subject to underwriting acceptance.

Commercial insurance features

Cover one vehicle or a whole fleet

Choose Comprehensive, Third Party Fire and Theft, or Third Party only

Accept any learner driver - you don’t need to register every student with us

Standard excess of £250, even for young drivers – We don’t penalise by age

Keep your no claims – We can mirror your no claims discounts across multiple vehicles, even those from trucks that are not used for teaching

Protect your no claims discount free of charge (minimum of 6 years)

Uninsured driver promise – Your no claims is unaffected and the policy excess will be refunded following an accident caused by an uninsured driver subject to providing the registration number of the vehicle involved in the accident and confirmation that no insurance exists on the vehicle

Negligent tuition cover – The policy covers liability of both the instructor and student for negligent driving

Defence Driving Examiners (DDE) cover for tuition on MOD property

Cover for the’ Young Driver LGV Driver Training Scheme’ students under the age of 21

Cover for advanced driving and trailer training

Discounts available for recognised continued professional driver training

Optional

Combined personal items cover up to £500 and personal accident cover up to £5000 for £25 per year

Commercial insurance exclusions

Any usage other than for HGV tuition

Instructors over 70 years of age

Vehicles over £285,000

Vehicle must be registered and kept in Great Britain, Isle of Man and the Channel Isles only

The instructor must be the registered owner of the vehicle

No vehicles to be insured by this policy are to carry any hazardous goods or visit any hazardous locations

Category 5 security devices must be used for vehicles over £150,000

Minimum age 21 (wavered when via young person scheme)

Driving Instructor Insurance FAQs

Which insurers do you use?

We use a panel of insurance companies and Lloyds Syndicates which includes the following: Aviva and Equity Red Star.

Do you provide cover for the young LGV driver scheme?

Yes we support this scheme. We can insure anyone with a full licence as long as they are part of this scheme. If the student is not part not part of this scheme the minimum age is 21.

I have other tuition vehicles; can these be covered on a single policy?

If you have between 1 and 4 vehicles, these will need to be insured separately although these can be set-up simultaneously. If you have 5 or more vehicles we may be able to offer you fleet insurance.

Do you offer cover for advanced driving and trailer training?

Yes, we offer a range of additional covers and benefits which include the ability to provide comprehensive cover for trailers and advance driving.